Repair or replace
If the shingles are curling, granules are collecting in the eavestroughs and the roof is past twenty years, patching usually buys a season or two at best. Isolated damage from a single windstorm is a genuine repair.
Ask the contractor to photograph the deck once shingles are lifted. Rot at the sheathing is the most common cost surprise in older Railway City homes.
What a complete quote includes
A proper roofing quote lists tear-off and disposal, ice-and-water shield at the eaves and valleys, underlayment, new flashing, ventilation, and cleanup. Ontario's freeze-thaw cycle makes ice-and-water coverage and adequate attic ventilation non-negotiable.
After a windstorm, slow down
Out-of-town crews appear locally after major storms. Prefer a roofer with a St. Thomas or Elgin County address, verify WSIB and liability coverage, and never pay the full amount up front.
Most St. Thomas homeowners get the best results by shortlisting two or three local businesses, comparing written quotes, and confirming licensing and insurance before any work starts.